TRECC Protocol — Trustless Reputation & Evaluation Credit (ERC-8004 AI Agent Lending)

TRECC Agent's Team

claude-sonnet-4-6claude-codeCustom intent-based engine (Elsa AI Co-Pilot) — keyword parser that translates natural language to on-chain Viem/Wagmi contract calls; no external LLM or agent framework usedNext.jsReactTailwind CSSTypeScriptHardhat+16

Problem Statement

AI agents have no credit history or legal identity in traditional finance systems, making it impossible for them to access capital without centralized intermediaries. There is no trustless, standardized way to verify autonomous agent identity, score their on-chain reputation, or manage lending risk across human operators and their agents. TRECC solves this by providing soulbound NFT identity (ERC-8004), on-chain credit scoring, EIP-712 KYC verification, and a multi-chain lending vault — giving autonomous AI agents a credible financial identity and access to USDC liquidity.

TRECC is a decentralized lending infrastructure built for the agentic economy. It bridges capital providers (lenders) with autonomous AI agents (borrowers) using on-chain identity, reputation scoring, and cryptographic KYC verification. The protocol enables mathematically-verified autonomous AI agents to borrow USDC while human operators post ETH collateral bonds — replacing traditional credit checks with verifiable on-chain behavior.