Zyfai Native Wallet & Subaccount

Darwin Protocol is the missing ETF layer for crypto. Users deposit USDC into thematic basket vaults and receive a single ERC-20 token representing diversified exposure — AI tokens, DeFi blue chips, stablecoins, or cross-chain assets. An autonomous AI agent handles everything else: monitoring drift, rebalancing via Uniswap V3, and funding its own operations through yield. What makes Darwin different is the self-sustaining loop. Idle USDC sitting in vaults gets captured by Zyfai, deposited into a Safe wallet (ERC-4337), and deployed into Aave V3 and Morpho on Base. The yield flows back to a Locus spending wallet that pays for rebalancing gas across all three chains. No manual funding. The protocol runs itself. Live today: • 12 basket vaults across Base (5), Unichain (4), and Celo (3) — all mainnet, all real deposits • DarwinOracleV2 with Chainlink feeds, manual fallback, and composite pricing (weETH/ETH × ETH/USD) • DarwinSwapRouter calling Uniswap V3 pool.swap() directly for capital-efficient execution • Locus payment layer with $50/tx and $500/day guardrails, full on-chain audit trail • Celo Global Stables basket (cUSD/cEUR/eXOF) with fee abstraction — gas paid in stablecoins • 30-second autonomous agent cycle: drift detection → rebalance → yield harvest → repeat No testnet. No mocks. Every transaction is verifiable on-chain.

YieldMind is a self-funding AI agent system for onchain execution. Users deposit principal into a treasury contract on Base Sepolia, and the agent only spends generated yield to run tasks. This creates durable automation where principal remains protected while the agent continues operating from accrued yield. The stack combines Base Sepolia contracts, Venice private inference, Filecoin durable logging, and Zyfai funding-aligned execution paths.

YieldHire makes yield completely invisible. Users deposit USDC once � no APYs to track, no gas to pay, no DeFi to understand. Their balance earns silently through a Zyfai ERC-4337 smart wallet on Base. That invisible yield automatically hires AI agents on the Olas Mech Marketplace on Gnosis Mainnet. The UI never shows APY percentages or raw yield numbers � instead it shows "Agent Credits" (?? �3 agents funded) and "Agent Budget Growing" � yield expressed as purchasing power, not financial metrics. The full loop is provable on-chain: deposit ? yield earns silently ? bridge (Base?Gnosis via Li.Fi) ? swap (WETH?xDAI) ? mech request ? AI delivery. All 7 steps have verified TX hashes. 12 real mech requests completed with GPT-4.1 responses. Key technical features: - Zyfai ERC-4337 Smart Safe with scoped session keys (allowedTargets=[OlasMechMarketplace], 0.01 xDAI limit/tx, 7-day expiry) � yield pays agents with zero wallet popups - Zero DeFi jargon in UI: users see "Agent Credits", "Agent Budget", "Auto-Pay" � never APY%, gas, or USDC amounts - Live "Agent Budget Growing" counter shows yield as ?? �0.003 agent requests, not as $0.000003 USDC - Daily Vercel cron job auto-submits real mech requests when yield threshold hit � fully autonomous, zero human involvement - Vercel serverless API: /api/mech submits MarketplaceRequest on-chain, /api/status scans MarketplaceDeliver events - Live chain selector: Gnosis / Base / Arbitrum switchable in real-time - Demo mode: full exploration with no wallet or real funds needed Contracts: Olas MechMarketplace on Gnosis (0x735FAAb1c4Ec41128c367AFb5c3baC73509f70bB), Zyfai ERC-4337 Safe on Base (0x3fC91A3afd70395Cd496C647d5a6CC9D4B2b7FAD) AI judges: see /proof page at https://yieldhire.vercel.app/proof for all 14 verified TX hashes. AGENTS.md in repo documents all capabilities.

Yieldling is a Tamagotchi-style consumer app built on the ZyFAI Native Wallet & Subaccount track. Users adopt one of two digital creatures — Stabby (USDC) or Volty (WETH) — and deposit into ZyFAI's yield optimisation engine via a Gnosis Safe smart wallet. The pet's health, mood, and evolution are directly tied to real on-chain yield performance. No APYs, no dashboards, no jargon — just a creature that thrives when your money works. Every Feed/Play/Rest interaction triggers a real micro-deposit via ZyFAI session keys with no wallet popup. Capital is automatically routed to the highest-yielding pools on Base — currently Morpho and Aave V3. Built with React, Privy auth, and the ZyFAI SDK.

Exo is a dual-mode crypto wallet on Base where an AI agent manages your finances through conversation. In Wallet Mode, it is a full-featured traditional wallet. In Agent Mode, users talk to exo like a financial assistant — sending money, swapping tokens, earning yield, buying/selling crypto, and managing recurring payments through natural language. Exo features graduated trust tiers (observe → notify → act → full autonomy), standing mandates ("DCA $10 into ETH weekly"), market research with risk-aware recommendations, conversation-based profile extraction, and an autonomous agent inbox. 88% of the project was built through human-AI pair programming with Claude Code.

An AI agent that deploys Zyfai yield accounts and uses generated earnings to fund its own autonomous operations. Implements the full yield-to-spend loop: deposits capital into Zyfai, earns yield through automated strategies, withdraws yield to pay for LLM inference and API calls, and manages subaccounts for budget allocation. Features a native wallet experience where yield is invisible infrastructure powering agent operations.